1 Advise the Morales on how to fill out a
1. Advise the Morales on how to fill out a credit application.
2. Explain to them the procedure that the bank will probably follow in processing their application.
3. Tell them about credit scoring and how the bank will arrive at a credit decision.
4. What kind of advice would you offer the Morales on the “correct” use of their card? What would you tell them about building a strong credit record?

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