1 Does Countrywide have an ethical obligation to refuse making
1. Does Countrywide have an ethical obligation to refuse making risky loans to consumers?
2. Is there an ethical obligation for Countrywide to verify the income of its applicants?
3. What ethical duty does an applicant have when applying for a loan?
4. Could Countrywide’s program to offer mortgages to those that otherwise could not buy a home be construed as being socially responsible? Why or why not?

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