Question: 1 Identify four signs of over indebtedness 2 List the

1. Identify four signs of over indebtedness.
2. List the major provisions of the Fair Debt Collection Practices Act.
3. What services are provided by a credit counseling agency, and how might a debt management plan work to provide relief for someone who is having debt problems?
4. Distinguish between Chapter 7 and chapter 13 bankruptcy, and explain who might be forced to use Chapter 13 rather than Chapter 7.

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