1. What is the minimum amount that the Mortimers should have in an emergency fund?
2. What should the Mortimers do to increase the amount of money they set aside for emergencies?
3. Pamela and Isaac have separate checking accounts. Do you think they should give up their separate checking accounts and open a joint checking account?
4. If you were Pamela or Isaac, how would you go about paying off your credit card debts and other liabilities?
5. What would you recommend to the Mortimers regarding their future use of credit?