A number of Web sites, such as www.quickquote.com, offer instant quotes for term life insurance. Use one such Web site to compare the prices of $1 million 10-year term life policies for 50-year-old men and women. Explain the difference in quotes for mean women. Suppose the U.S. government were to pass a law requiring insurers to offer the same prices for men and women. What effect would you expect the law to have on prices and insurance coverage?