Antonio Munoz and Jacinto Segura won some money from two unidentified men in a craps game in a Los Angeles park. When Munoz and Segura left the park in Segura‚Äôs car, the two men followed them in another car. They chased Segura‚Äôs car for several miles and then pulled beside it on a freeway. The men in the other car fired several gunshots at Segura‚Äôs car, killing Munoz. At the time he was killed, Munoz had an automobile insurance policy issued by Nationwide Mutual Insurance Company (Nationwide). A provision in the policy covered dam-ages from ‚Äúan accident arising out of the use of an un-insured vehicle.‚ÄĚ Munoz‚Äôs widow and child filed a claim with Nationwide to recover for Munoz‚Äôs death. Nation-wide rejected the claim. Who wins? Nationwide Mutual Insurance Company v. Munoz, 199 Cal. App. 3d 1076, 245 Cal. Rptr. 324, 1988 Cal. App. Lexis 259 (Court of Appeal of California)

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