Assume you are 25 and earn $35,000 per year, never expect to receive a raise, and plan to retire at age 55. If you invest 5 percent of your salary in a 401 (k) plan returning 10 percent annually and the company provides a $0.50 per $1.00 match on your contributions up to 3 percent of your salary, what is your estimated future value? Once you retire, how much can you withdraw monthly if you want to deplete your account over 30 years?