Brandi Dulin has 500/1000/500 vehicle insurance. She has a $250 deductible on comprehensive and a $1,000 deductible on collision. Brandi had an at-fault crash into two motorcycles in a heavy downpour. Damion and Keisha, drivers of the motorcycles, were injured. Damion's medical expenses were $198,500 and Keisha's medical expenses were $375,840. Their motorcycles required $4,987 and $7,515, respectively, to repair. Brandi's vehicle had $2,875 in damages but she had no injuries. How much will the insurance company be responsible for paying and to whom? How much, if any, will Brandi be responsible for paving?