Question: Briefly describe the insurance company ratings assigned by A M
Briefly describe the insurance company ratings assigned by A. M. Best, Moody’s, Fitch, and Standard & Poor’s. Why is it important to know how a company is rated? What ratings would you look for when selecting a life insurance company? Explain.
Answer to relevant QuestionsWhat characteristics would be most important to you when choosing an insurance agent?Describe what is meant by a participating policy, and explain the role of policy dividends in these policies.Lilia and Mateo Navarrete are a dual-career couples who just had their first child. Mateo, age 29, already has a group life insurance policy, but Lilia’s employer does not offer life insurance. A financial planner is ...Describe the features of traditional indemnity (fee-for-service) plans and explain the differences between them and managed care plans.Explain the differences between hospitalization insurance and surgical expense insurance.
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