Describe the features of traditional indemnity (fee-for-service) plans and explain the differences between them and managed care plans.
Answer to relevant QuestionsBriefly explain how an HMO works. Compare and contrast group HMOs, IPAs, and PPOs.Explain four methods for controlling the risks associated with health care expenses.Explain the cost containment provisions commonly found in medical expense plans. How might the provision for second surgical opinions help an insurer contain its costs?Discuss the pros and cons of long-term-care insurance. Does it make sense for anyone in your family right now? Why or why not? What factors might change this assessment in the future?What are the perils that most properties are insured for under various types of homeowner’s policies?
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