Question: Discuss whether IRAs have increased savings in the United States
Discuss whether IRAs have increased savings in the United States in the past 20 years, paying attention to the fact that people vary along many dimensions and there are numerous definitions of savings. What can we learn by comparing the non-IRA assets of people who do and don’t have IRAs? Can you suggest alternative means of estimating the impact of IRAs on savings?
Relevant QuestionsTwo countries with comparable levels of income per capita each propose raising the amount of savings that can be tax-deferred by $2,000. In Wenti, the current maximum amount of savings that can be tax-deferred is $2,000, ...Consider a model in which individuals live for two periods. There are two individuals, John and Jules, and both have utility functions of the form U = ln(C1) + ln(C2). John earns $100 in the first period and saves S to ...Senator Crawford, arguing in favor of capital gains tax cuts, says that reducing capital gains tax rates will stimulate entrepreneurial activity. Senator Long, arguing against these tax cuts, suggests that they will ...The Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) lowered the top marginal rate for estate taxation, called for a gradual increase in the estate tax exemption (the amount of an estate that is untaxed) to ...Consider the psychological effects of dividend signaling. Which would seem a stronger signal of corporate health (or its absence): when a long-standing dividend payer stops paying dividends or when a firm that had not ...
Post your question