Explain the circumstances under which a single college graduate would or would not need life insurance. What life-cycle events would change this initial evaluation, and how might they affect the graduate’s life insurance needs?
Answer to relevant QuestionsDiscuss the two most commonly used ways to determine a person’s life insurance needs.Explain how the “paid-up insurance” component of a whole life insurance policy works.What characteristics would be most important to you when choosing an insurance agent?What are some factors that underwriters consider when evaluating a life insurance application? Which, if any, apply to you or your family members?Why is it important to consider benefit duration when shopping for disability income coverage?
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