Explain the cost containment provisions commonly found in medical expense plans. How might the provision for second surgical opinions help an insurer contain its costs?
Answer to relevant QuestionsWhy should a consumer consider purchasing a long-term care insurance policy?Ken and Maureen Blake have two children, with ages of 6 years and 5 months. Their younger child, Don, was born with a congenital heart defect that will require several major surgeries in the next few years to correct fully. ...1. How much, if any, additional disability income insurance does Roberto require to ensure adequate protection against his becoming completely disabled? Use Worksheet 9.2 to assess his needs.2. Does Juanita need any ...What are deductibles? Do they apply to either liability or medical payments coverage under the homeowner’s policy?Briefly describe key aspects of the claims settlement process, explaining what to do after an accident, the steps in claim settlement, and the role of claims adjustors.
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