Question: First National Bank posts the following balance sheet entries on
First National Bank posts the following balance sheet entries on today’s date: Net loans and leases, $3,502 million; cash and deposits held at other banks, $633 million; Federal funds sold, $48 million; U.S. government securities, $185 million; Federal funds purchased, $62 million; demand deposits, $988 million; time deposits, $2,627 million; and total assets, $4,446 million. How many liquidity indicators can you calculate from these figures?
Answer to relevant QuestionsHow can the discipline of the marketplace be used as a guide for making liquidity management decisions?A U.S. savings bank has a daily average reserve balance at the Federal Reserve bank in its district of $25 million during the latest reserve maintenance period. Its vault cash holdings averaged $1 million and the savings ...Ocean View State Bank estimates that over the next 24 hours the following cash inflows and outflows will occur (all figures in millions of dollars):What is this bank’s projected net liquidity position in the next 24 ...First Savings of Rainbow, Iowa, reported transaction deposits of $75 million (the daily average for the latest two-week reserve computation period). Its nonpersonal time deposits over the most recent reserve computation ...Describe the essential differences between the following deposit pricing methods in use today: cost-plus pricing, conditional pricing, and relationship pricing.
Post your question