Home loan delinquencies have recently been causing problems throughout the American economy. According to USA Today, the percentage of homeowners falling behind on their mortgage payments in some sections of the West has been 4.95%, while in some areas of the South that rate was 6.79%. Assume that these numbers are derived from two independent samples of 1,000 homeowners in each region. Test for equality of proportions of loan default in the two regions using α = 0.05.