How are the five Cs of credit used to perform in-depth credit analysis? Why this framework is

Question:

How are the used to perform in-depth credit analysis? Why this framework is typically used only on high- dollar credit requests?
Five Cs of credit
The five Cs of credit is a system used by lenders to gauge the creditworthiness of potential borrowers. The system weighs five characteristics of the borrower and conditions of the loan, attempting to estimate the chance of default and,...