If you receive an inheritance and have two payment options, would you prefer $85,000 now or payments

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If you receive an inheritance and have two payment options, would you prefer $85,000 now or payments made at the beginning of each year in the following way?
Year 1 ..........$20,000
Year 2 ..........$25,000
Year 3 ..........$15,000
Year 4 ..........$10,000
Year 5 ..........$25,000
Calculate the future value of both options by the end of the fifth year if you can get 8% on your investment.

Future Value
Future value (FV) is the value of a current asset at a future date based on an assumed rate of growth. The future value (FV) is important to investors and financial planners as they use it to estimate how much an investment made today will be worth...
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