If you were applying for a loan at a savings and loan association for the purpose of buying a home, which three of the following factors would be the most important to you?
a. A relatively low interest rate.
b. A relatively long repayment term.
c. The right to prepay principal payments without penalty.
d. A relatively low "late payment" penalty.
e. The right to have someone else assume your loan without any assumption fee and without any in-crease in the interest rate.
f. The absence of the requirement that you pay the lender's attorney fees incurred by the lender because of your default in making monthly payments.
g. The absence of an acceleration clause that made the entire unpaid balance of the loan due upon any default in monthly payments.