Jeanette bought a small office building with a 25 percent cash payment and a 75 percent mortgage. The total price was $400 000, and her monthly mortgage payment was $3000. The location of the building was not convenient for tenants and their customers. Jeanette’s major tenant defaulted on its lease and left. Jeanette sued for unpaid rent, but the lawsuit is dragging on. She was unable to keep up her payments on the mortgage, and the bank foreclosed. The building was eventually sold for $200 000. Because the outstanding balance on the mortgage was $280 000, the bank is now suing Jeanette for the $80 000 shortfall plus its legal expenses. Jeanette believes that the property was worth much more than $200 000 and she wants to attack the bank’s conduct of the sale and avoid the claim against her. Has the bank acted properly? Could Jeanette have decreased her risk?