Jerry and Lois Gower own and operate the Gower Painting Co. The couple is insured under a
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a. Jerry left a ladder standing against a house that he was painting. When Jerry went to lunch, a child, age 7, climbed the ladder and was seriously injured when the ladder collapsed. Jerry issued by the child's parents for $200,000.
b. Lois accidentally fell off the roof of a house that she was painting and injured her leg. She incurred medical expenses of $3000.
c. The couple's daughter, Jennifer, age 22, attends college at a large Midwestern university. While playing softball, Jennifer made a hard slide into second base and accidentally injured the opposing player. The injured player claims Jennifer intended to injure her and sues Jennifer for $50,000.
d. Lois has a pet basset hound, Huey. Huey is a friendly, docile dog and loves people. One morning, Lois carelessly left the backyard gate open, and Huey escaped from the fenced yard. A neighbor tried to catch the dog, and Huey bit him on the hand and leg. The neighbor incurred medical bills of $800. Lois is later sued by the neighbor for $50,000 when the dog bite became infected and did not heal.
e. Jerry is playing golf with a friend who is riding in a golf cart that he is operating. The cart overturned when Jerry carelessly drove the cart off the fairway and hit a tree. Jerry's friend is seriously injured and sues Jerry for $150,000.
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Related Book For
Principles of Risk Management and Insurance
ISBN: 978-0132992916
12th edition
Authors: George E. Rejda, Michael McNamara
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