Krystal Magee invested $150,000 18 months ago. Currently, the investment is worth $168,925. Krystal knows the investment has paid interest every three months (i.e., quarterly), but she doesn’t know what the yield on her investment is. Help Krystal. Compute both the annual percentage rate (APR), rSIMPLE, and the effective annual rate (EAR) of interest, rEAR.