Question: List and briefly discuss the factors that affect an individual s
List and briefly discuss the factors that affect an individual’s life insurance premium.
Answer to relevant QuestionsExplain how use of the Internet can expedite the purchase of life insurance. Why do many customers prefer this method? What is term insurance? What factors determine the premium for term insurance? What is decreasing term insurance? What is variable life insurance? What are the advantages and disadvantages of variable life policies? How can individuals avoid the high fees of variable life insurance? Determine the present value of the insurance benefits that could provide $ 40,000 over the next 15 years for the Sampson family. Assume that the insurance payment could be invested to earn 6% interest over time. In what geographic areas is the price of land relatively high? What components make up the return from investing in real estate?
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