List the major exclusions that apply to personal liability (Coverage E) and medical payments to others (Coverage F) in the homeowner’s policy.
Answer to relevant QuestionsBriefly describe the following endorsements that can be added to a homeowner’s policy:a. Earthquake endorsementb. Inflation guard endorsementc. Personal property replacement cost loss settlement endorsement.d. Scheduled ...Janet has a PAP with the following coverages:Liability coverages: $100,000/$300,000/$50,000 Medical payments coverage: $5000 each person Uninsured motorists coverage: $25,000 each person Collision loss: $250 deductible ...Coverage for Damage to Your Auto (Part D) in the PAP provides for two optional coverages: (1) collision coverage, and (2) other-than-collision coverage.a. What is a collision loss? Explain your answer.b. What is ...A number of states have passed some type of no-fault auto insurance laws to compensate injured auto accident victims.a. Describe the no-fault benefits that are typically paid in a state with a no-fault law.b. Why have ...a. Identify the factors that determine the premiums charged for auto insurance.b. Explain the significance of an applicant's credit score in auto insurance underwriting and rating.
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