Majestic Group Korea, Ltd., borrowed $ 1.5 million from Overseas Private Investment Corp. (OPIC) to finance a Ruby Tuesday’s restaurant. Nam Koo Kim, the sole owner of Majestic, and his spouse, Hee Sun Kim, signed personal guaranties for full payment of the loan. Majestic defaulted. OPIC filed a suit against the Kims to recover. Hee claimed that she did not understand the extent of her liability when she signed the guaranty. Was Hee liable for the debt? Explain.