Question: On January 17 the Arleys purchased insurance on some property
On January 17, the Arleys purchased insurance on some property they owned in Nevada. At the request of their broker, the insurance company backdated the policy five days, making it effective January 12. The insurance company then learned that the property had been severely damaged on January 15 and refused to cover the loss. Is the company bound by the action of the broker?
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