Question: One month after securing insurance coverage from Allstate Indemnity Co
One month after securing insurance coverage from Allstate Indemnity Co. for their Chevrolet Blazer, Florida residents Joaquin and Paulina Ruiz purchased an Oldsmobile Cutlass. They instructed their Allstate agent to add that vehicle to the policy. The agent did so, but in the process mistakenly deleted the Blazer. The Ruizes received no notice that the Blazer was no longer covered under the policy. Joaquin was later involved in an accident while driving the Blazer. When the Ruizes submitted a claim for collision coverage, Allstate denied payment, asserting that the Blazer was no longer covered under the policy. The Ruizes filed suit, alleging that the agent and Allstate had been negligent in deleting the Blazer from the policy and that Allstate had engaged in bad faith and unfair claim settlement practices in violation of a Florida law. After the filing of the lawsuit, Allstate admitted its obligation to provide collision coverage on the Blazer. The cause of action for bad faith and unfair claim settlement practices remained pending, however. In connection with that cause of action, the Ruizes sought discovery of certain documents, including Allstate's claim and investigative file and materials, Allstate's internal manuals, and the agent's file regarding the bad faith claim. When Allstate refused to provide the requested documents, the Ruizes filed a motion asking that the court order Allstate to provide them. Allstate argued that the requested materials constituted work product and thus were exempt from disclosure. (Work product is a term used to describe documents and materials prepared by an attorney and his or her client in anticipation of litigation. In general, work product is not subject to discovery.) Were the Ruizes entitled to the requested documents and materials, or was Allstate correct in its argument that it should not have to provide them to the Ruizes?
Relevant QuestionsAdams, a worker at a Circuit City retail electronics store in California, signed an employment application that included an agreement to resolve all future employment disputes exclusively by binding arbitration. Later, Adams ...Nevada is alone among the states in making prostitution legal. Under Nevada law, brothels may be operated in certain counties in the state. In other counties in the state, they are unlawful. Where brothels may lawfully be ...Oklahoma statutes set the age for drinking 3.2 beer at 21 for men and 18 for women. The asserted purpose behind the statutes (and the sex-based classification that they established) was traffic safety. The statutes were ...You are the CFO of Ridgeway Bank, which makes loans to consumers and businesses totaling $870 million annually. Ridgeway Bank receives promissory notes from its borrowers, which notes the bank typically sells in bulk to ...For approximately 20 years, Efrain Santos operated an illegal lottery in Indiana. He employed a number of helpers to run the lottery. At bars and restaurants, Santos's runners gathered bets from gamblers, kept a portion of ...
Post your question