Patrick contributes $1000 at the beginning of every quarter to his RRSP. In addition, he contributes another

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Patrick contributes $1000 at the beginning of every quarter to his RRSP. In addition, he contributes another $2000 to the RRSP each year from his year-end bonus. If the RRSP earns 9.5% compounded semiannually, what will be the value of his RRSP after 23 years?
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