questions related to fiduciaries

Project Description:

here is the statement:

"i simply do not understand what a "fiduciary" is and what it means. i hear all the time that some advisors are fiduciaries and others are not. i thought all advisors were supposed to look out after my money and keep it safe. does a fiduciary mean that i will not take any losses? how do i know when an advisor is being a fiduciary? does that mean the advisor must work for free?"
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