Question: Sarah owns a valuable diamond ring that has been in

Sarah owns a valuable diamond ring that has been in her family for generations. She is told by an appraiser that the ring has a current market value of $50,000.
She feels that the ring is adequately insured because she purchased a Homeowners 3 (special form) policy. Is Sarah correct in her thinking? If not, what would you advise her concerning proper protection of the ring?


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  • CreatedJanuary 30, 2015
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