Seo-yeon, a political scientist from Lubbock, Texas, graduated from college eight months ago and is having a terrible time with his budget. Seo-yeon has a regular monthly income from her job and no really large bills, but she likes to spend. She exceeds her budget every month, and her credit card balances are increasing. Choose three budget control methods that you could recommend to Seo-yeon, and explain how each one could help her gain control of her finances.