A customer of a bank received the following email:

Dear Valued Customer!

As part of our continuing commitment to protect your account, and to reduce instance of fraud on our website, we are a periodic review of the accounts of our customers. You are to visit our site by following the link given below.

You will be guided to provide with information about account and yourself. All your information is safe with us, as this is a protected account. You will be redirected to home page of bank after verification.

This procedure is essential for us to continue to provide you safe, and risk free environment to send and receive money. It would also help us maintain the quality of our online banking.

Thank you.

REQUIRED 

What is the name of this computer fraud? What are its characteristics? Nowadays, people seldom use email to commit this fraud, what is the current trend? Suggest three ways to protect oneself from this sort of fraud?