Should employers use credit checks as part of the hiring process? On the one hand, each year employers suffer losses of $55 million because of workplace violence while retailers lose $30 billion a year from employee theft. Those who commit fraud are often living above their means. On the other hand, there is no evidence that workers with poor credit reports are more likely to be violent, steal from their employers or quit their jobs. And refusing to hire someone with a low credit score may simply be kicking him when he is down. What would you do if you were an employer?