Lionel, a Trulov subscriber, browses other profiles and contacts some of the subscribers. He discovers that the profiles many of the members created for themselves exaggerate their physical appearance, intelligence, experiences, accomplishments, and occupations. Trulov’s policy is to remove a subscriber’s profile when such deception is revealed.

Is Trulov liable for fraud in these circumstances? No.

Fraud requires a ______________ of a material fact, as well as an intent to deceive. The intent is knowledge on the part of the ______________ party that facts have been falsely represented. There is clearly ______________ in these circumstances. It occurred through the exaggerated profiles created and posted by individual subscribers.

Unless Trulov knew that the profiles were false and allowed them to remain despite its stated policy, however, there is no ______________ nor intent to deceive on its part.