Assume that a study has shown that about half of all Canadian workers who change jobs cash out their pension plans rather than leaving the money in the account to grow. The percentage is much higher for workers with small pension plan balances. In fact, 87% of workers with pension plan accounts less than $5,000 opt to take their balance rather than roll it over into other retirement accounts when they change jobs. Assuming that 50% of all workers who change jobs cash out their pension plans, if 16 workers who have recently changed jobs that had pension plans are randomly sampled, what is the probability that more than 10 of them cashed out their pension plan? If 10 workers who have recently changed jobs and had pension plans with accounts less than $5,000 are randomly sampled, what is the probability that exactly 6 of them cashed out?