Download and read Bank Credit and Business Networks, an article by Asim Ijaz Khwaja, Atif Mian, and

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Download and read "Bank Credit and Business Networks," an article by Asim Ijaz Khwaja, Atif Mian, and Abid Qamar (http://dash.harvard.edu/bitstream/handle/1/4876870/RWP11- 017_Khwaja_Mian_Qamar.pdf?sequence=1). What is the research innovation in this article? How would you explain the researchers' findings? How do they relate to the discussions in Chapter 14?

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