You have settled on a house for \($180\),000 and need a loan for \($171\),000. You have been offered a \($171\),000 loan for 6.25 percent, plus 2.375 points (applied to only the \($171\),000), plus ‘‘administrative costs’’ that have not been quantified. You are told that the APR is 7.233 percent. Determine the ‘‘administrative costs.’’