Indicate whether each of the following programs is a poverty program or a social insurance program.

a. A pension guarantee program, which provides pensions for retirees if they have lost their employment-based pension due to their employer’s bankruptcy

b. The federal program known as CHIP, which provides health care for children in families that are above the poverty threshold but still have relatively low income

c. The Section 8 housing program, which provides housing subsidies for low-income households

d. The federal flood program, which provides financial help to communities hit by major floods