It is relatively easy to find up-to-date information on banks because of their extensive reporting requirements. Go to http://www2.fdic.gov/qbp/. This site is sponsored by the Federal Deposit Insurance Corporation. You will find summary data on financial institutions. Go to the most recent Quarterly Banking Profile.
a. Have banks' return on assets been increasing or decreasing over the past few years?
b. Has the core capital been increasing, and how does it compare to the capital ratio reported in Table 17.1 in the text?
c. How many institutions are currently reporting to the FDIC?

Table 17.1

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Assets Reserves and cash items Securities U.S. government and agency State and local government and other securities Loans Commercial and industrial Real estate Consumer Other Other assets (for example, physical capital) Total 16 14 6 13 25 8 9 8 100 Liabilities Checkable deposits Nontransaction deposits Small-denomination time deposits (<$100,000) + savings deposits Large-denomination time deposits Borrowings Bank capital Total 10 50 10 19 11 100