Summarize an article in The Wall Street Journal that discussed a recent change in managerial strategy by a particular commercial bank. (You may wish to do an Internet search in the online version of The Wall Street Journal to identify an article on a commercial bank’s change in strategy.) Describe the change in managerial trategy. How will the bank’s balance sheet be affected by this change? How will the bank’s potential return and risk be affected? What reason does the article give for the bank’s decision to change its strategy?