On a $10,000 principal investment, a bank offered interest rates of 0.65% on 270-w-364-day GICs and 0.6% on 180-to-269-day GICs. How much more will an investor earn from a 364-day GIC than from two consecutive 182-day GICs? (Assume that the interest rate on 180-to-269-day GICs will be the same on the renewal date as it is today. Remember that both the principal and the interest from the first 182-day GIC can be invested in the second 182-day GIC.)