Once again, suppose that on January 1, 2016, you invest \($1,000\\) in an account that pays 5% interest. As before, you have plans to withdraw \($300\) after one year and to deposit and additional \($1,000\) after two years. However, in this case, let’s assume that interest is paid and compounded twice each year (i.e., semiannually). Does this change the rate at which money accumulates in your account?