Short-term and long-term disability insurance were purchased for Francis and monthly premiums of ($195) were paid. In

Question:

Short-term and long-term disability insurance were purchased for Francis and monthly premiums of $$195$ were paid. In April, Francis contracted COVID-19 and was unable to work for three months while he recuperated. Francis received $$9,300$ in short-term disability payments. If Francis’s employer had paid 40% of the premiums, how much of the $$9,300$ must Francis include in his income?

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