A 64-year-old patient of a pharmacy will retire at age 65 and will be switching from her employer-sponsored plan to Medicare. She wonders if she will have drug coverage like she does with her current plan and has several questions for the pharmacist. How should the pharmacist answer each of the following questions?

a. “Can I join the Part D plan at any time during the year?”

b. “Will the Part D plan cover all my drug expenditures?”

c. “One of the drugs I currently get is lovastatin. Will it be covered?”

d. “Will the Part D plan cover my antidepressant medications, and if it does, could it decide to drop coverage after I join?”

e. “Can you provide me with 90-day coverage of my medications the same as the mail-order plan?”