Jen just got promoted to full-time status at her work while she is earning her degree at the local community college. She is now able to participate in the company’s 401(k) plan where the company will match 6% of her income if she contributes 6% of her income into her 401(k). Jen is very concerned about paying her way through college and is not sure she can do without 6% of her income if she contributes to the 401(k).

Jen knows you are taking this personal finance class and is looking to you for help and advice.Her company uses Fidelity funds for their 401(k). Research the funds at www.fidelity.com and make a recommendation for Jen. Support your answer by giving your reasoning for picking the fund. Look at historical performance, expense ratio, funds manager, and the Morningstar style box ^TM to help Jen make the best decision for her retirement.