Mrs. Monroe, 67, is a widow. Her husband Paul passed away a few years ago. In order to make up for the reduction in Social Security benefits, she rents a furnished room in her home to a local university student.

Mrs. Monroe’s homeowners policy (HO-3) has \($50,000\) of Coverage C for personal property. The value of her contents in the rented room is \($5,000.\) John Brady, her student renter, also has \($5,000\) of personal property insurance for computer and personal effects in the room.

If Mrs. Monroe’s home is a total loss through a fire, what benefits will be paid to Mrs. Monroe and John Brady for their contents by Mrs. Monroe’s insurance company?

A. $ - 0 -/$ - 0 -.

B. $45,000/$ - 0 -.

C. $45,000/$5,000.

D. $50,000/$5,000.