Which of the following statements is (are) true?

I. From Islam’s perspective, the GRI framework is adequate to reflect on the social responsibility of the organisation.

II. Zakat is emphasised in the Quran as a tool to address inequity.

III. Qard loans need not be paid back by the borrowers.

IV. Shura in CSR would refer to stakeholder engagement.

a. I and III

b. II and IV

c. III and IV

d. II, III, and IV