Justin Simon is 21 years old and a junior accountant. He obtained a driving license when he was 18. He completed his driving training course at a training center famously known to have a complete drivers’ training program and has maintained a clean driving record to date. Recently, Justin won a brand new Peugeot 208 in a contest, and he intends to purchase auto insurance for it. The car was installed with an anti-theft device and anti-lock brakes. This car is his second car, and he intends to keep both cars.

a. Advise Justin about any discounts that he may be eligible for on his Peugeot 208 subject to approval by insurance and state laws.

b. In  your opinion, classify Justin as a driver.