1. The Health Insurance Portability and Accountability Act (HIPAA) places restrictions on the employer's right to deny...
Question:
1. The Health Insurance Portability and Accountability Act (HIPAA) places restrictions on the employer's right to deny or limit coverage for preexisting conditions.
a. How is a preexisting condition defined under HIPAA?
b. Describe the major provisions under HIPAA that deal with preexisting conditions.
2. Briefly explain each of the following group medical expense provisions:
a. Coordination of benefits
b. Continuation of group health insurance under the COBRA law.
3. Briefly explain the basic characteristics of group den-tal insurance plans.
4. Briefly describe the major characteristics of the follow-ing group disability-income plans: a. Short-term disability-income plans b. Long-term disability-income plans
5. Describe the basic characteristics of cafeteria plans in an employee benefits program.