1，Compare the open-perils policy with named-perils policy, which type of coverage do you prefer? Why?
2, Find some medical expenses insurance policy and homeowner’s policy samples and list the most-common-to-see exclusion provisions for each line of insurance. Pls justify them.
3, From the perspective of a policyholder, is a deductible in insurance policy acceptable? Why or why not?
4, What is the rationale behind the provision of coinsurance in property insurance policy?

Answer rating: 100% (QA)

1 Theres a fundamental difference between open and named perils coverage Open perils provide insurance coverage for any reason not specifically excluded Named perils provides coverage only for those p... View the full answer