(4 points) The annual claims made by clients on their insurance policies have an average of 10 million dollars and a standard deviation of 2 million dollars. If the amounts can be assumed to have a normal distribution, find the probability that the annual claims in 1 year is (a) greater than 12 million dollars, (b) less than 8 million dollars, and (c) either less than 8 million dollars or greater than 12 million dollars. Find the annual claims that have (d) 5% chance of being exceeded